{"id":240953,"date":"2023-05-25T06:58:00","date_gmt":"2023-05-25T04:58:00","guid":{"rendered":"https:\/\/www.travelreport.se\/?p=240953"},"modified":"2023-05-25T06:58:00","modified_gmt":"2023-05-25T04:58:00","slug":"installda-semesterresor-vantar-nar-hushallen-bantar","status":"publish","type":"post","link":"https:\/\/www.travelreport.se\/en\/installda-semesterresor-vantar-nar-hushallen-bantar\/","title":{"rendered":"Inst\u00e4llda semesterresor v\u00e4ntar n\u00e4r hush\u00e5llen bantar"},"content":{"rendered":"<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.travelreport.se\/wp-content\/uploads\/2023\/05\/Skarmavbild-2023-05-25-kl.-06.29.30-1024x679.png\" alt=\"\" class=\"wp-image-240954\"\/><figcaption class=\"wp-element-caption\">Photo: fotoakuten<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Efter ett mycket tufft 2022 forts\u00e4tter pl\u00e5nboken att krympa rej\u00e4lt fram till ny\u00e5r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Allra tuffast \u00e4r det f\u00f6r ensamst\u00e5ende med barn samt unga familjer som k\u00f6pt bostad under de senaste \u00e5ren enligt en ny unders\u00f6kning.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Det \u00e4r Swedbank\u00a0som har detaljr\u00e4knat p\u00e5 hush\u00e5llens konsumtionsutrymme f\u00f6r vanliga familjetyper spridda \u00f6ver landet. H\u00f6g inflation och stigande bol\u00e5ner\u00e4ntor t\u00e4r h\u00e5rt p\u00e5 familjers ekonomi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201dK\u00f6pkraften har nog aldrig fallit s\u00e5 mycket p\u00e5 s\u00e5 kort tid, det kommer att bli tydligt i sommar. M\u00e5nga kan beh\u00f6va st\u00e4lla in \u00e5rets utlandssemester\u201d, s\u00e4ger Arturo Arques, privatekonom p\u00e5 Swedbank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Samtidigt \u00e4r variationen stor mellan hur l\u00e5gkonjunkturen drabbar hush\u00e5llen. Sammanboende har generellt en god ekonomi och fina f\u00f6ruts\u00e4ttningar att \u00e4ga en bil, \u00e5ka p\u00e5 semester och \u00e4ta p\u00e5 restaurang enligt unders\u00f6kningen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201dF\u00f6r ensamst\u00e5ende med barn och m\u00e5nga unga \u00e4r situationen d\u00e4remot betydligt tuffare. En del i den gruppen riskerar att g\u00e5 back varje m\u00e5nad n\u00e4r boende och n\u00f6dv\u00e4ndiga kostnader \u00e4r betalda\u201d, s\u00e4ger han.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Enligt Swedbanks ber\u00e4kningar klarar ensamst\u00e5ende i bostadsr\u00e4tt i Stockholm och G\u00f6teborg inte av sina bostads- och levnadskostnader. Det m\u00e5natliga underskottet uppg\u00e5r till mellan en tusenlapp och n\u00e4rmare 5.000 kronor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kalkylen bygger p\u00e5 att ensamst\u00e5ende bor i en bostadsr\u00e4tt p\u00e5 57 kvadratmeter och ensamst\u00e5ende med barn bor p\u00e5 75 kvadratmeter. Bostaden har k\u00f6pts nyligen och \u00e4r bel\u00e5nad till 75 procent med en bol\u00e5ner\u00e4nta p\u00e5 4,2 procent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u00e5nga andra hush\u00e5ll tvingas nu dra ned p\u00e5 sitt sparande och konsumtion som inte \u00e4r n\u00f6dv\u00e4ndig. Det inneb\u00e4r f\u00e4rre bes\u00f6k p\u00e5 krogen, billigare semesteralternativ och minskad vardagslyx \u00f6verlag.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Har det tidigare starka hush\u00e5llssparandet b\u00f6rjat sina?<br \/><\/strong>\u201dM\u00e5nga singelhush\u00e5ll och ensamst\u00e5ende i bostadsr\u00e4tt som k\u00f6pt en bostad de senaste \u00e5ren med h\u00f6g bel\u00e5ning b\u00f6rjar n\u00e4rma sig sm\u00e4rtgr\u00e4nsen. Vissa hush\u00e5ll har redan n\u00e5tt sm\u00e4rtgr\u00e4nsen\u201d, s\u00e4ger Arturo Arques.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Regionalt finns det stora skillnader \u00f6ver landet. I st\u00e4der med h\u00f6ga bostadspriser minskar utrymmet f\u00f6r sparande eller konsumtion av inte n\u00f6dv\u00e4ndiga levnadskostnader f\u00f6r sammanboende i sm\u00e5hus med mellan 300 kronor och 1.800 kronor i m\u00e5naden.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trots elst\u00f6det under 2023 kommer summan av bostads- och levnadskostnader att \u00f6ka rej\u00e4lt j\u00e4mf\u00f6rt med fjol\u00e5ret enligt banken. \u00c5rets inkomst\u00f6kningar kommer inte att r\u00e4cka att t\u00e4cka kostnads\u00f6kningarna.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Det ska ses i ljuset av fjol\u00e5ret d\u00e5 m\u00e5nga hush\u00e5ll fick se budgeten krympa med \u00e5tskilliga tusenlappar per m\u00e5nad.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ser du n\u00e5gra ljuspunkter f\u00f6r hush\u00e5llen under 2023 eller under 2024?<br \/><\/strong>\u201dJavisst, Sverige har en of\u00f6r\u00e4ndrad arbetsl\u00f6shet, l\u00e4gre inflation och en exportindustri och en tj\u00e4nstesektor som g\u00e5r bra. Nu g\u00e4ller det f\u00f6r hush\u00e5llen att h\u00e5lla i och h\u00e5lla ut.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Source: DI.SE<\/p>","protected":false},"excerpt":{"rendered":"<p>Efter ett mycket tufft 2022 forts\u00e4tter pl\u00e5nboken att krympa rej\u00e4lt fram till ny\u00e5r. Allra tuffast \u00e4r det f\u00f6r ensamst\u00e5ende med barn samt unga familjer som k\u00f6pt bostad under de senaste \u00e5ren enligt en ny unders\u00f6kning. Det \u00e4r Swedbank\u00a0som har detaljr\u00e4knat p\u00e5 hush\u00e5llens konsumtionsutrymme f\u00f6r vanliga familjetyper spridda \u00f6ver landet. H\u00f6g inflation och stigande bol\u00e5ner\u00e4ntor t\u00e4r [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[184],"tags":[799,195,117,193],"class_list":["post-240953","post","type-post","status-publish","format-standard","hentry","category-turism","tag-ekonomi","tag-tag-flyg","tag-resa","tag-tag-turism"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Inst\u00e4llda semesterresor v\u00e4ntar n\u00e4r hush\u00e5llen bantar &#8211; Travel Report<\/title>\n<meta name=\"description\" content=\"Inst\u00e4llda semesterresor v\u00e4ntar n\u00e4r hush\u00e5llen bantar \u2013 L\u00e4s senaste nyheterna fr\u00e5n resebranschen p\u00e5 Travel Report.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.travelreport.se\/en\/installda-semesterresor-vantar-nar-hushallen-bantar\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inst\u00e4llda semesterresor v\u00e4ntar n\u00e4r hush\u00e5llen bantar &#8211; 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